This white paper compares results of PERC's 2011 study, U.S. Consumer Credit Reports: Measuring Accuracy and Dispute Inputs, with the 2013 study by the Federal Trade Commission on the same topic. The paper notes the similarities in results and methodologies of the two reports.

This report is a summary of A Reexamination of Who Wins and Who Loses from Credit Card Payments, which provides an in-depth analysis and reexamination of the theory explored by authors of the Federal Reserve Bank of Boston in 2010 that credit cards and credit card rewards programs lead to a regressive transfer of merchant costs at the point of sale. It examines how sensitive the Boston Fed staff report findings are to variations in the underlying assumptions and modifications to the accounting framework used.

This report provides an in-depth analysis and reexamination of the theory explored by authors of the Federal Reserve Bank of Boston in 2010 that credit cards and credit card rewards programs lead to a regressive transfer of merchant costs at the point of sale. It examines how sensitive the Boston Fed staff report findings are to variations in the underlying assumptions and modifications to the accounting framework used.

"The Credit Impacts on Low-Income Americans from Reporting Moderately Late Utiity Payments," is a follow-up to the June 2012 report, "A New Pathway to Financial Access." The new report addressess concerns some had about the impacts of reporting moderately late utility payments for low-income Americans.

This report details the impacts of more comprehensive credit reporting in Australia and New Zealand. The report summarizes the results from a joint undertaking by PERC and Dun & Bradstreet Australasia using credit data from 1.8 million Australians.