PERC has worked with governments in developed and emerging economies to reform key aspects of their national credit information sharing networks and payments systems. Whether building and implementing a credit information sharing system from scratch, or simply in need of some fine tuning, PERC can customize a team of experts with the experience necessary to help inform and guide sound policy. PERC can also work with stakeholders to secure participation, including lenders, mobile network operators, microfinance institutions, savings and credit cooperatives, and government agencies.