Research and Applications
PERC is a non-profit organization dedicated to finding Information Solutions for Development Challenges worldwide. Going beyond the standard think tank model of solely carrying out research and producing reports, our staff develops real-world applications and works with policy makers at all levels to bring about the change we seek.
Find out more: About PERC
Serving the Missing Middle
PERC's mission is to serve the Missing Middle, the almost 4 billion people above the global poverty line who do not have access to affordable mainstream credit, by utilizing a new type of economic development: information-led development.
Find out more: Information-Led Development, Who are the missing middle?
Overcoming the Catch-22
Up to 70 million Americans are excluded from the financial mainstream because of the Credit Catch-22: you need to have a history of debt to get credit. PERC's Alternative Data Initiative has already helped many Americans overcome this Catch-22 and access affordable mainstream credit.
Find out more: Alternative Data Initiative
Smart Disaster Recovery
PERC has developed metrics for the Louisiana Recovery Agency and the World Bank to track small business recovery from natural disasters.
Find out more: Gulf Coast Economic Renewal
Donate to PERC
You can help support PERC's mission of global asset building by donating via Paypal. PERC is a 501(c)3 non-profit organization incorporated in the state of North Carolina. All donations are tax deductible.
The Center on the Global Information Economy (COGIE) seeks to develop better understandings of the unique challenges facing countries in their quest for growth through the use of information technology and information resources. This study center works solely with international projects.
Differences in endowments, governance rules (such as regulatory policy, property rights, community input structures, curriculum development) and experiences raise questions of when and how and in what mix of technology and institutions enhance growth in both advanced economies and developing markets. The Center examines how these mixes of governance rules and technologies are determined and which mixes work best for economic growth and social welfare. We work with governments, industry, educators, trade associations, consumer groups and community organizations in developed and developing regions to form new understanding and policies that foster economic growth in underdeveloped countries.
The Center’s mission is born of the recognition that new information technologies have altered the character of economic development. The shift in the economies of North America and Western Europe from manufacturing and towards constant innovation in the development, production and distribution of goods and services has changed the nature of economic growth. With this shift in economically advanced societies, the gap between the advanced economies and developing ones has widened. Information technology, however, also offers the promise of rapid economic growth centered in skills and information technology for emerging markets. The Center develops policies and understandings that help exploit these possibilities.
Asia-Pacific Credit Coalition
APCC is a PERC-managed coalition committed to promoting a regional standard for full-file, comprehensive consumer credit reporting to private credit bureaus within the 21 Asia-Pacific Economic Cooperation (APEC) member economies. Please visit PERC's coalition for credit standards in the APEC region, the Asia-Pacific Credit Coalition
