___________________________________________________________

Economic Impact Analysis

PERC researchers have carried out a variety of economic impact analyses, including examining the impacts on all levels of analysis from individual to the macro-economy.

Specific expertise has been developed in understanding the social and economic impacts resulting from data expansions (e.g. the impact on national economies, consumers, and lenders when changing national credit reporting regimes) and data restrictions (the impact upon the national health care system from prohibitions on the commercial use of prescriber identifiable data).

PERC's ground breaking study on alternative data, Give Credit Where Credit Is Due , used advanced analytical tools to calculate the effects on consumers and lenders of including alternative data in credit files.

PERC's research routinely involves the manipulation, cleaning, merging and analysis of large and complex data sets, consisting of millions of observations.

PERC's impact analysis usually goes beyond basic estimates of economic outcomes and includes detailed breakdown of findings and segmentation analysis (socio-economic impact analysis).