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Research and Applications

PERC is a non-profit organization dedicated to finding Information Solutions for Development Challenges worldwide. Going beyond the standard think tank model of solely carrying out research and producing reports, our staff develops real-world applications and works with policy makers at all levels to bring about the change we seek.

Find out more: About PERC

Serving the Missing Middle

PERC's mission is to serve the Missing Middle, the almost 4 billion people above the global poverty line who do not have access to affordable mainstream credit, by utilizing a new type of economic development: information-led development.

Find out more: Information-Led Development, Who are the missing middle?

Overcoming the Catch-22

Up to 70 million Americans are excluded from the financial mainstream because of the Credit Catch-22: you need to have a history of debt to get credit. PERC's Alternative Data Initiative has already helped many Americans overcome this Catch-22 and access affordable mainstream credit.

Find out more: Alternative Data Initiative

Smart Disaster Recovery

PERC has developed metrics for the Louisiana Recovery Agency and the World Bank to track small business recovery from natural disasters.

Find out more: Gulf Coast Economic Renewal

Donate to PERC

You can help support PERC's mission of global asset building by donating via Paypal. PERC is a 501(c)3 non-profit organization incorporated in the state of North Carolina. All donations are tax deductible.


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Education and Outreach

PERC scholars have testified before the United States Congress, and have spoken with and educated members of both parties in the United States Congress, state legislatures, and senior officials with dozens of governments spread across five continents.

PERC scholars have worked to educate all levels of government officials, effectively interact with the media, and convey critical information to the general public.

PERC scholars have been interviewed by USA Today, The Economist, BusinessWeek, Time Magazine and The National Journal, among other publications, and by various radio and television programs, such as C-SPAN and SkyNews.

Releases of PERC reports coincide with increased local interest, such as interviews on local radio stations and news channels. PERC’s Gulf Coast Economic Renewal reports have been met with such local interest that their roll-outs have been standing room only and their findings reported on the front page of USA Today’s business section.

Asia-Pacific Credit Coalition

APCC is a PERC-managed coalition committed to promoting a regional standard for full-file, comprehensive consumer credit reporting to private credit bureaus within the 21 Asia-Pacific Economic Cooperation (APEC) member economies. Please visit PERC's coalition for credit standards in the APEC region, the Asia-Pacific Credit Coalition

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