Research and Applications
PERC is a non-profit organization dedicated to finding Information Solutions for Development Challenges worldwide. Going beyond the standard think tank model of solely carrying out research and producing reports, our staff develops real-world applications and works with policy makers at all levels to bring about the change we seek.
Find out more: About PERC
Serving the Missing Middle
PERC's mission is to serve the Missing Middle, the almost 4 billion people above the global poverty line who do not have access to affordable mainstream credit, by utilizing a new type of economic development: information-led development.
Find out more: Information-Led Development, Who are the missing middle?
Overcoming the Catch-22
Up to 70 million Americans are excluded from the financial mainstream because of the Credit Catch-22: you need to have a history of debt to get credit. PERC's Alternative Data Initiative has already helped many Americans overcome this Catch-22 and access affordable mainstream credit.
Find out more: Alternative Data Initiative
Smart Disaster Recovery
PERC has developed metrics for the Louisiana Recovery Agency and the World Bank to track small business recovery from natural disasters.
Find out more: Gulf Coast Economic Renewal
Donate to PERC
You can help support PERC's mission of global asset building by donating via Paypal. PERC is a 501(c)3 non-profit organization incorporated in the state of North Carolina. All donations are tax deductible.
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Event Programming
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Event Programming

PERC has hosted a number of successful international conferences.
In 2008, PERC, along with Peking University, hosted a blue-ribbon conference in Beijing on credit reporting reform in China. Scholars from five continents were invited to speak. Bankers, academics, and government policy makers in China heavily attended.
PERC has also hosted a number of conferences for its Alternative Data Initiative that bring together representatives from the credit reporting agencies, utilities and telecoms, government regulators, consumer advocates, and analytic firms.