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On the Impact of Credit Payment Reporting on the Financial Sector and Overall Economic Performance in Japan
March 2007
On the Impact of Credit Payment Reporting on the Financial Sector and Overall Economic Performance in Japan

The study compares the fragmented Japanese consumer credit reporting regime with a hypothetical comprehensive one. Impacts of the varying regimes — each with different types and amounts of payment information available to creditors — upon access to credit and default rates, growth in lending to the private sector and overall economic growth are examined.

Michael A. Turner, Ph.D., Robin Varghese, Ph.D., Patrick Walker, M.A.
Credit Access, Information Policy, International credit reporting
Full Study
Summary
Summary - Japanese

Asia-Pacific Credit Coalition

APCC is a PERC-managed coalition of organizations committed to promoting a regional standard for full-file, comprehensive consumer credit reporting to private credit bureaus within the twenty-one Asia-Pacific Economic Cooperation (APEC) member economies. Please visit PERC's coalition for credit standards in the APEC region, the Asia-Pacific Credit Coalition

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