Research and Applications
PERC is a non-profit organization dedicated to finding Information Solutions for Development Challenges worldwide. Going beyond the standard think tank model of solely carrying out research and producing reports, our staff develops real-world applications and works with policy makers at all levels to bring about the change we seek.
Find out more: About PERC
Serving the Missing Middle
PERC's mission is to serve the Missing Middle, the almost 4 billion people above the global poverty line who do not have access to affordable mainstream credit, by utilizing a new type of economic development: information-led development.
Find out more: Information-Led Development, Who are the missing middle?
Overcoming the Catch-22
Up to 70 million Americans are excluded from the financial mainstream because of the Credit Catch-22: you need to have a history of debt to get credit. PERC's Alternative Data Initiative has already helped many Americans overcome this Catch-22 and access affordable mainstream credit.
Find out more: Alternative Data Initiative
Smart Disaster Recovery
PERC has developed metrics for the Louisiana Recovery Agency and the World Bank to track small business recovery from natural disasters.
Find out more: Gulf Coast Economic Renewal
Donate to PERC
You can help support PERC's mission of global asset building by donating via Paypal. PERC is a 501(c)3 non-profit organization incorporated in the state of North Carolina. All donations are tax deductible.
PERC in the Press
New rules to balance your credit history
PERC in The Australian- February 21, 2012
Before Launching, Organize Personal Finances
PERC in Bloomberg Businessweek- November 29, 2011
Mortgage lenders poised to get more personal
PERC in the Chicago Tribune- October 14, 2011
Little-known firms tracking data used in credit scores
PERC in The Washington Post- July 16, 2011
Opposing View: Credit report data show few errors
PERC in USA Today- June 25,2011
Letter to Editor to Privacy Times, From Michael Turner, Executive Director, PERC
PERC in the Privacy Times- June 13, 2011
BUCKS; How Errors Affect Credit
PERC in The New York Times- June 11, 2011
New Study Examines Reliability of Credit Reports
PERC in Credit.com-June 7, 2011
With Credit Bureaus, It Pays to Be on V.I.P. List
PERC in The New York Times- May 14, 2011
PSE&G Announces Full Credit Reporting of Monthly Bill Payments
PERC in PSE & G - Sepetember 22, 2010
Black businesses hit hard in New Orleans
PERC in CNN Money - August 20, 2009
Sky News Business Report (video)
PERC in Sky News - October 20, 2008
Credit Report Under Review
PERC in Courier Mail - October 20, 2008
Stocks Dive on Grim Outlook: Reality of a Long, Harsh Recessions Sets In
PERC in Age - October 17, 2008
Give Credit Where Credit Is Due, Says Expert
PERC in Australian Financial Review - October 15, 2008
Katrina Survivors Mired in Taxes and Red Tape
PERC in CNN Money - August 15, 2008
The Credit Report in Your Shoebox
PERC in BusinessWeek - April 10, 2008
PIB pode avançar mais de 1% com cadastro positivo
PERC in Valor Econômico, São Paulo, Brazil - October 9, 2007
Small Businesses Struggle Post-Katrina
PERC in WVUE Fox 8, New Orleans - September 28, 2007
Gulf Coast small business owners optimistic about hurricane recovery, study says
PERC in The Times-Picayune - August 29, 2007
Smaller businesses struggle to recover from Katrina
PERC in USA Today - August 29, 2007
PERC in Mortgage Banking - March 1, 2007
PERC in The Economist - July 1, 2006
Information Policy Institute Examines Data Breach Notification Legislation
PERC in Government Technology - June 20, 2006
Alternative Credit Scores Could Open Door for Loans
PERC in USA Today - May 16, 2006
Making A Better Life: Preparing for the Post-Katrina Personal Finance Crisis
PERC in Brookings Institute Web Exclusive - October 18, 2005
Expert calls for more data on credit reports
PERC in National Business Review - October 17, 2005
Credit reporting system denies NZers wealth
PERC in Scoop - October 14, 2005
States Lead Congress on Breach Protections
PERC in internetnews.com - September 1, 2005
Information Policy Institute Backs National Credit File Freeze
PERC in Privacy Times - August 30, 2005
Alternative credit data may bring loans closer for some
PERC in Washington Post - May 25, 2005
Second Outsourcing Wave Linked To 'Jobless Recovery'
PERC in Congress Daily - December 11, 2003
Jobs exiled from U.S. give rise to activism.
PERC in Denver Post - December 11, 2003
Offshore outsourcing: Little effect on U.S. jobs?
PERC in IT World - December 11, 2003
Lawmakers eye ways to slow offshore outsourcing
PERC in Computer World - December 11, 2003
PERC in Business Economics - July 24, 2003
States new no-call registry a hit
PERC in Associated Press - July 22, 2003
Limits to Be Set on Telemarketing
PERC in New York Times - June 20, 2003
PERC in CardWeb - July 2003
White House Said Planning FCRA Strategy; Johnson Says Business Community Divided
PERC in BNA - June 18, 2003
FINANCE--Study: Loan Costs Would Rise Without Federal Pre-Emption
PERC in CongressDailyAM - June 17, 2003
PERC in Direct - June 1, 2003
Technology: Breaking Through Consumer Resistance
PERC in MediaPost - March 7, 2003
Media Conference: Regulators Face 'New Realities'
PERC in Adweek - March 6, 2003
Eyeing new rules on media ownership
PERC in Boston Herald - January 16, 2003
Relaxing rules raises concerns about diverse media voices
PERC in USA Today - January 15, 2003
4A's RETHINKS STANCE IN FCC MEDIA RULE FIGHT -- Ad Group Mulls Whether to Join Consumer Groups Against Consolidation
PERC in AdAge - January 13, 2003
PERC in CAPITAL FOCUS; Media-owning rules overdue for a change (Op-Ed)
PERC in Boston Herald - January 6, 2003
PERC in AdAge - December 30, 2002
Consumers Finding Ways to Zap Telemarketer Calls
PERC in New York Times - December 18, 2002
PERC in AdAge - December 13, 2002
Do Consumers Really Want a National Do Not Call List -- Recent Survey
PERC in Privacy Daily - June 25, 2002
PERC in AdAge - June 5, 2002
PERC in Information Week - May 27, 2002
Privacy Experts Trade Barbs Over Studies
PERC in DIRECT Newsline - May 15, 2002
Printer-friendly versionAsia-Pacific Credit Coalition
APCC is a PERC-managed coalition committed to promoting a regional standard for full-file, comprehensive consumer credit reporting to private credit bureaus within the 21 Asia-Pacific Economic Cooperation (APEC) member economies. Please visit PERC's coalition for credit standards in the APEC region, the Asia-Pacific Credit Coalition
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