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Research and Applications

PERC is a non-profit organization dedicated to finding Information Solutions for Development Challenges worldwide. Going beyond the standard think tank model of solely carrying out research and producing reports, our staff develops real-world applications and works with policy makers at all levels to bring about the change we seek.

Find out more: About PERC

Serving the Missing Middle

PERC's mission is to serve the Missing Middle, the almost 4 billion people above the global poverty line who do not have access to affordable mainstream credit, by utilizing a new type of economic development: information-led development.

Find out more: Information-Led Development, Who are the missing middle?

Overcoming the Catch-22

Up to 70 million Americans are excluded from the financial mainstream because of the Credit Catch-22: you need to have a history of debt to get credit. PERC's Alternative Data Initiative has already helped many Americans overcome this Catch-22 and access affordable mainstream credit.

Find out more: Alternative Data Initiative

Smart Disaster Recovery

PERC has developed metrics for the Louisiana Recovery Agency and the World Bank to track small business recovery from natural disasters.

Find out more: Gulf Coast Economic Renewal

Donate to PERC

You can help support PERC's mission of global asset building by donating via Paypal. PERC is a 501(c)3 non-profit organization incorporated in the state of North Carolina. All donations are tax deductible.


PERC Projects

Alternative Data Initiative

Since 2003, PERC scholars have lectured policy makers on six continents--from the World Bank to the United States Congress-- on the use of non-financial payment information, such as energy utility and rental payments, for credit scoring and asst building also known as alternative data.

Learn more about PERC's Alternative Data Initiative here, or download the brochure.

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Economic Development Metrics

PERC's Economic Development Metrics project is designed to monitor the effects of charitable programs. THe project aims to develop and test a series of metrics that will test program-level efficacy, identify appropriate time horizon for evaluation, and assist in targeting segments in need. EDM would help provide non-profits with more concrete evidence to support the effectiveness of their programs.

Learn more about PERC's Economic Development Metrrics here, or download the brochure.

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Gulf Coast Economic Renewal

Through the Gulf Coast Economic Renewal project, PERC has examined economic recovery in the U.S. Gulf Coast following a series of hurricanes that ravaged the area in 2005. PERC has pioneered the use of credit file and other data sets to track the economic effects of natural disasters and other exogenous shocks, as well as evaluating recovery efforts.

Learn more about PERC's Gulf Coast Economic Renewal project here, or download the brochure.

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Information-Led Development

PERC is a global leader in information-led development, the use of robust sets of information to enable economic development and asset building on a massive scale.

Learn more about PERC's Information-Led Development project here, or download the brochure.

Asia-Pacific Credit Coalition

APCC is a PERC-managed coalition committed to promoting a regional standard for full-file, comprehensive consumer credit reporting to private credit bureaus within the 21 Asia-Pacific Economic Cooperation (APEC) member economies. Please visit PERC's coalition for credit standards in the APEC region, the Asia-Pacific Credit Coalition

Follow PERC here!