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Research and Applications

PERC is a non-profit organization dedicated to finding Information Solutions for Development Challenges worldwide. Going beyond the standard think tank model of solely carrying out research and producing reports, our staff develops real-world applications and works with policy makers at all levels to bring about the change we seek.

Find out more: About PERC

Serving the Missing Middle

PERC's mission is to serve the Missing Middle, the almost 4 billion people above the global poverty line who do not have access to affordable mainstream credit, by utilizing a new type of economic development: information-led development.

Find out more: Information-Led Development, Who are the missing middle?

Overcoming the Catch-22

Up to 70 million Americans are excluded from the financial mainstream because of the Credit Catch-22: you need to have a history of debt to get credit. PERC's Alternative Data Initiative has already helped many Americans overcome this Catch-22 and access affordable mainstream credit.

Find out more: Alternative Data Initiative

Smart Disaster Recovery

PERC has developed metrics for the Louisiana Recovery Agency and the World Bank to track small business recovery from natural disasters.

Find out more: Gulf Coast Economic Renewal

Donate to PERC

You can help support PERC's mission of global asset building by donating via Paypal. PERC is a 501(c)3 non-profit organization incorporated in the state of North Carolina. All donations are tax deductible.


Alternative Data Initiative (PERC/CFSI/CFED) Supporters

The Abilities Fund, Florida
ACORN Institute, Louisiana
Ashoka: Innovators for the Public, Washington DC
Asset Builders of America, Inc., Wisconsin
Asset Building Policy Project (The Michigan Asset Building Coalition), Michigan
Baja Group Consultants, Canada
Biroul de Credit SA, Romania
Bread for the World, Washington DC
Community and Shelter Assistance Corp (CASA) of Oregon, Oregon
Capital Area Asset Builders, Washington DC
Center for Financial Services Innovation (CFSI), Illinois
Center for Microfinance Studies, Brazil
Collaborative Support/Community Enterprises, New Jersey
Colorado Community Action Association, Colorado
Community Economic Development Association of Michigan (CEDAM), Michigan
Community Financial Resources, California
Connecticut Voices for Children, Connecticut
Corporation for Enterprise Development (CFED), Washington DC
Doorways to Dreams (D2D) Fund, Massachusetts
Dun & Bradstreet Pty Ltd.
EARN, California
ECDC, Virginia
Experian, California
The Family Conservancy, Kansas
Good Work Network, Louisiana
Heartland Alliance for Human Needs & Human Rights, Illinois
Hope Communities, Inc., Colorado
IDA and Asset Building Collaborative of NC, North Carolina
Insight Center for Community Economic Development, California
Jewish Community Action, Minnesota
Kansas Action for Children, Kansas
Michigan IDA Partnership / OLHSA, Michigan
Micro Mite, Florida
The Midas Collaborative, Massachusetts
National Association of Consumer Advocates, Washington DC
National Bureau of Commercial Information, Oman
Neighborhood Partnerships, Oregon
Asset Building Program of the New America Foundation, Washington DC
NewWell Fund, Virginia
Okanogan County Community Action Council, Washington
OnTrack Financial Education & Counseling, North Carolina
Opportunity Finance Network, Pennsylvania
PKU-ACOM Financial Information Research Center, China
Policy and Economic Research Council (PERC), North Carolina
Prosper, California
RAISE Kentucky, Kentucky
RAISE Texas, Texas
Red Financiera Rural, Ecuador
RentBureau, Georgia
Rural Dynamics Inc., Montana
SVT Group, California
TransUnion LLC, Illinois
United Way of Forsyth County, North Carolina

Washington Asset Building Coalition
The Women's Center, Washington DC

*as of 11/18/11

Click here to read our letter and sign on now as a supporter!

Asia-Pacific Credit Coalition

APCC is a PERC-managed coalition committed to promoting a regional standard for full-file, comprehensive consumer credit reporting to private credit bureaus within the 21 Asia-Pacific Economic Cooperation (APEC) member economies. Please visit PERC's coalition for credit standards in the APEC region, the Asia-Pacific Credit Coalition

Follow PERC here!