Since 2002, PERC has released dozens of quantitative policy studies that have had real impacts on national, state, and international policy outcomes.

Most significantly, in 2003, PERC published a report quantifying the economic and social impacts of the 30 year-old FCRA national credit reporting regime. This report was the most cited document during the Congressional debate that resulted in the full adoption of all of PERC's policy prescriptions by Congress as embodied in the Fair and Accurate Credit Transactions Act (FACT Act).

PERC has worked for the South African government to produce a report to identify unused data sets that could be collected for small, medium, and micro-enterprise (SMME) risk-assessment and credit extension.

PERC’s research has assisted credit reporting reform in Brazil and Australia, and has aided policy advocates and reformers across Latin America.

PERC has conducted quantitative research on the impact of proposed changes to regulations covering the credit industry at the request of the Federal Reserve Board.