The Fair Credit Reporting Act: Access, Efficiency and Opportunity - Part II
September 2003
This study confirms the findings of the initial FCRA study. It examines degradation in predictive power of a generic commercial scoring model, even when that model is “re-optimized” or“retooled” to account for the simulated data restrictions.
Asia-Pacific Credit Coalition
APCC is a PERC-managed coalition of organizations committed to promoting a regional standard for full-file, comprehensive consumer credit reporting to private credit bureaus within the twenty-one Asia-Pacific Economic Cooperation (APEC) member economies. Please visit PERC's coalition for credit standards in the APEC region, the Asia-Pacific Credit Coalition
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