What We Do

Economic Impact Analysis

PERC researchers design and implement a variety of economic impact analyses, measuring effects from the individual to the macro-economy level including:

Performance metrics (individual to macro)
Segmentation analysis (socio-demographic)
Financial vulnerability indices
Economic recovery dashboards

PERC research routinely involves the manipulation, cleaning, merging and analysis of large and complex data sets, consisting of millions of records.

Find more information about our Economic Impact Analysis here.

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Education and Outreach

PERC has interfaced with senior officials globally. In the U.S., as a centrist organization, our work has traction with both major parties.

Releases of our reports coincide with increased local and/or national interest. Various print, radio and television outlets have interviewed our experts.

Find more information on Education and Outreach here.

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Public Policy Research

PERC research is used by senior regulators and national and state legislative leaders. It has impacted important consumer credit issues including:

The FACT Act
Regulation Z
APEC standards
World Bank standards
Credit Bureau law and regulations in many countries.

In the U.S., PERC has advised government agencies on policy research matters. Globally, PERC research assisted credit-reporting reform in Latin America, Africa and Asia.

Find more information about our Public Policy Research here.

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Expert Witness Services

PERC scholars have testified as expert witness in sevral major cases, including a federal anti-trust case, two federal cases involving first amendment issues and the health information industry, and cases in lower courts involving consumer credit issues.

PERC scholars have expertise in:

Consumer and commercial credit reporting;
Consumer or retail credit;
Economic and social impacts from data expansions/restrictions;
Data privacy and data security;
Information policy and the economic value of information flows.

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Development Services

At PERC, we advise credit bureaus, governments, development banks and private sector leaders. Our experts coordinate key stakeholders as well as manage and implement public policy, government affairs and media relations efforts around a specific policy outcome.

Find more information about our development services here.

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Event Programming

PERC has hosted a number of congerences across the globe. Our experts are highly sought speakers who have presented and been featured as keynote speakers at numerous events.

Find more information here.

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Application Development

PERC has a proven track record of developing economic "dashboards" for monitoring both long- and short-term changes in the economic well being of families, communities, and small businesses exposed to exogeneous shocks (e.g. hurricane, plant closing).

Developing financial vulnerability indices to help communities adjust business portfolio to minimize losses from exogeneous shock. PERC's disaster recovery dashboard has already been adopted by the World Bank for use in emerging markets.

Developing and testing community economic development program metrics that rely upon granular data sets and that provide near real-time measures of program efficacy. This enables development agencies to identify unmet needs, assess the relative efficacy of varying programs, and more efficiently allocate scarce resources across competing program needs. This also increases transparency and accountability for funders.