Last October 24, 2022, Dr. Michael Turner was a virtual panelist in the 14th Annual Financial Literary Leadership Conference Preparation Meeting. Along with other panelists, Dr. Turner was able to discuss the question “How does Credit Contribute to an Equitable Society?” He talked about how access to credit is a powerful tool for acquiring wealth, financial assets, and financial well-being and that with available credit, individuals and households can maintain financial stability and achieve other life goals.