The Impacts of Information Sharing on Competition in Lending Markets

This study examines how shifting to full file credit sharing systems might impact lender competition. It specifically explores whether bank concentration falls following a shift to full-file credit sharing.

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Authors: Michael A. Turner, Ph.D., Patrick Walker, M.A., Robin Varghese, Ph.D., Sukanya Chaudhuri, Ph.D.

Topics: Credit Access, Economic Development, Information Policy, International Credit Reporting